| 1. | Under this background , the article breaks through the defect that the theory carries severe appraisal on ncd only and appraises without system designing , and proposes that financial stability , fairness and recessiveness punishment are the indexes appraising the advantage and disadvantage of ncd , and designs a set of ncd based on the appraising of the advantage and disadvantage intactly and systematically . the paper first introduces ncd , explains the necessity of this system and its three important contents and then introduces detailedly the best ncd on the theory based on bayes estimate , supplys the theorical foundation for the selection of the appraisal indexs . on this basis , the article analyzes the current ncd , especially in china , and appraises its advantage and disadvantage , gives the model for the design of ncd . in the end , as a focal point , the article designs a set of ncd based on the indexes appraising the
文章首先简单介绍了无赔款优待制度,阐述了该制度的必要性和其三个内容要件;之后详细介绍了以bayes估计为基础的理论上的最优无赔款优待制度,为后文评价指标的选取提供了理论依据;在此基础上,对现行主要无赔款优待制度进行了分析,尤其是对我国无赔款优待制度进行了具体分析,并基于优劣性对其进行了评价,为后文制度设计提供了参考的蓝本;文章最后,也是本文的一个重点,综合了最优无赔款优待制度的优点和现行无赔款优待制度的实际做法,完整系统地设计了基于优劣性评价的无赔款优待制度。 |
